Call reports 2019
ROBERT LEE STATE BANK — 2019
What ROBERT LEE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 43,005,000 | 40,957,000 | 44,883,000 | 45,973,000 |
| Total loans | 15,949,000 | 16,574,000 | 16,602,000 | 16,802,000 |
| Allowance for loan losses | 267,000 | 276,000 | 280,000 | 293,000 |
| Securities available for sale | 23,165,000 | 22,287,000 | 19,531,000 | 19,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,121,000 | 34,008,000 | 38,510,000 | 39,647,000 |
| Interest-bearing deposits | 26,694,000 | 23,834,000 | 28,414,000 | 27,367,000 |
| Noninterest-bearing deposits | 10,427,000 | 10,174,000 | 10,096,000 | 12,280,000 |
| Equity capital | 5,772,000 | 6,136,000 | 6,246,000 | 6,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 776,000 | 1,155,000 | 1,566,000 |
| Interest expense | 22,000 | 48,000 | 72,000 | 106,000 |
| Net interest income | 362,000 | 728,000 | 1,083,000 | 1,460,000 |
| Noninterest income | 59,000 | 121,000 | 178,000 | 234,000 |
| Noninterest expense | 332,000 | 701,000 | 1,023,000 | 1,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 148,000 | 250,000 | 254,000 |
| Income tax | 0 | 0 | 0 | 27,000 |
| Net income | 89,000 | 148,000 | 250,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,833,000 | 5,893,000 | 5,976,000 | 6,001,000 |
| Total capital | 6,100,000 | 6,141,000 | 6,237,000 | 6,266,000 |
| Risk-weighted assets | 21,375,000 | 19,850,000 | 20,940,000 | 21,176,000 |