Call reports 2017
ROBERT LEE STATE BANK — 2017
What ROBERT LEE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,194,000 | 43,393,000 | 42,631,000 | 43,286,000 |
| Total loans | 15,828,000 | 15,821,000 | 15,283,000 | 15,502,000 |
| Allowance for loan losses | 325,000 | 327,000 | 305,000 | 251,000 |
| Securities available for sale | 17,988,000 | 19,190,000 | 18,450,000 | 18,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,536,000 | 37,566,000 | 36,795,000 | 37,605,000 |
| Interest-bearing deposits | 28,184,000 | 26,945,000 | 26,327,000 | 25,795,000 |
| Noninterest-bearing deposits | 10,352,000 | 10,621,000 | 10,468,000 | 11,810,000 |
| Equity capital | 5,545,000 | 5,699,000 | 5,701,000 | 5,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 709,000 | 1,067,000 | 1,419,000 |
| Interest expense | 21,000 | 44,000 | 67,000 | 90,000 |
| Net interest income | 336,000 | 665,000 | 1,000,000 | 1,329,000 |
| Noninterest income | 48,000 | 96,000 | 151,000 | 229,000 |
| Noninterest expense | 340,000 | 696,000 | 1,031,000 | 1,400,000 |
| Provision for loan losses | 0 | 0 | 0 | -56,000 |
| Pretax income | 44,000 | 65,000 | 117,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 184,000 |
| Net income | 44,000 | 65,000 | 117,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,499,000 | 5,519,000 | 5,552,000 | 5,576,000 |
| Total capital | 5,757,000 | 5,773,000 | 5,800,000 | 5,827,000 |
| Risk-weighted assets | 20,579,000 | 20,225,000 | 19,782,000 | 20,363,000 |