Call reports 2016
ROBERT LEE STATE BANK — 2016
What ROBERT LEE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 48,146,000 | 44,358,000 | 42,057,000 | 41,800,000 |
| Total loans | 16,493,000 | 16,204,000 | 15,447,000 | 15,217,000 |
| Allowance for loan losses | 384,000 | 354,000 | 354,000 | 323,000 |
| Securities available for sale | 20,990,000 | 20,149,000 | 17,462,000 | 17,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,270,000 | 38,365,000 | 36,064,000 | 36,114,000 |
| Interest-bearing deposits | 31,180,000 | 27,591,000 | 25,752,000 | 24,858,000 |
| Noninterest-bearing deposits | 11,090,000 | 10,774,000 | 10,312,000 | 11,256,000 |
| Equity capital | 5,736,000 | 5,860,000 | 5,845,000 | 5,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 757,000 | 1,119,000 | 1,447,000 |
| Interest expense | 31,000 | 57,000 | 81,000 | 101,000 |
| Net interest income | 354,000 | 700,000 | 1,038,000 | 1,346,000 |
| Noninterest income | 35,000 | 98,000 | 162,000 | 215,000 |
| Noninterest expense | 376,000 | 736,000 | 1,102,000 | 1,490,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 68,000 | 128,000 | 118,000 |
| Income tax | 0 | 0 | 0 | -12,000 |
| Net income | 19,000 | 68,000 | 128,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,416,000 | 5,465,000 | 5,505,000 | 5,485,000 |
| Total capital | 5,691,000 | 5,726,000 | 5,751,000 | 5,733,000 |
| Risk-weighted assets | 21,824,000 | 20,695,000 | 19,537,000 | 19,706,000 |