Call reports 2015
ROBERT LEE STATE BANK — 2015
What ROBERT LEE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,135,000 | 46,712,000 | 43,895,000 | 46,101,000 |
| Total loans | 17,019,000 | 17,287,000 | 16,948,000 | 16,757,000 |
| Allowance for loan losses | 431,000 | 428,000 | 425,000 | 382,000 |
| Securities available for sale | 20,019,000 | 20,710,000 | 21,161,000 | 21,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,299,000 | 40,968,000 | 38,086,000 | 40,245,000 |
| Interest-bearing deposits | 30,254,000 | 30,926,000 | 28,315,000 | 28,574,000 |
| Noninterest-bearing deposits | 12,045,000 | 10,042,000 | 9,771,000 | 11,671,000 |
| Equity capital | 5,601,000 | 5,583,000 | 5,633,000 | 5,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 771,000 | 1,157,000 | 1,545,000 |
| Interest expense | 28,000 | 62,000 | 94,000 | 125,000 |
| Net interest income | 353,000 | 709,000 | 1,063,000 | 1,420,000 |
| Noninterest income | 51,000 | 104,000 | 159,000 | 195,000 |
| Noninterest expense | 367,000 | 725,000 | 1,127,000 | 1,502,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 88,000 | 95,000 | 145,000 |
| Income tax | 0 | 0 | 0 | -30,000 |
| Net income | 37,000 | 88,000 | 95,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,335,000 | 5,386,000 | 5,373,000 | 5,417,000 |
| Total capital | 5,618,000 | 5,648,000 | 5,643,000 | 5,690,000 |
| Risk-weighted assets | 22,525,000 | 20,685,000 | 21,340,000 | 21,594,000 |