Call reports 2014
ROBERT LEE STATE BANK — 2014
What ROBERT LEE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 45,501,000 | 43,885,000 | 42,626,000 | 43,240,000 |
| Total loans | 16,403,000 | 17,050,000 | 17,207,000 | 16,684,000 |
| Allowance for loan losses | 428,000 | 437,000 | 430,000 | 450,000 |
| Securities available for sale | 13,931,000 | 14,085,000 | 20,584,000 | 19,988,000 |
| Securities held to maturity | 9,002,000 | 8,499,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,243,000 | 38,430,000 | 36,996,000 | 37,506,000 |
| Interest-bearing deposits | 29,683,000 | 28,021,000 | 25,963,000 | 25,140,000 |
| Noninterest-bearing deposits | 10,560,000 | 10,409,000 | 11,033,000 | 12,366,000 |
| Equity capital | 4,917,000 | 5,117,000 | 5,290,000 | 5,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 801,000 | 1,205,000 | 1,589,000 |
| Interest expense | 27,000 | 55,000 | 82,000 | 111,000 |
| Net interest income | 370,000 | 746,000 | 1,123,000 | 1,478,000 |
| Noninterest income | 62,000 | 119,000 | 175,000 | 228,000 |
| Noninterest expense | 381,000 | 723,000 | 1,112,000 | 1,454,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 142,000 | 204,000 | 270,000 |
| Income tax | 0 | 0 | 0 | 22,000 |
| Net income | 51,000 | 142,000 | 204,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,377,000 | 5,468,000 | 5,506,000 | 5,550,000 |
| Total capital | 5,651,000 | 5,749,000 | 5,778,000 | 5,818,000 |
| Risk-weighted assets | 22,259,000 | 22,304,000 | 21,635,000 | 21,277,000 |