Call reports 2013
ROBERT LEE STATE BANK — 2013
What ROBERT LEE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,300,000 | 47,786,000 | 42,796,000 | 42,092,000 |
| Total loans | 16,198,000 | 17,254,000 | 16,689,000 | 16,387,000 |
| Allowance for loan losses | 387,000 | 391,000 | 394,000 | 425,000 |
| Securities available for sale | 13,704,000 | 14,374,000 | 14,035,000 | 13,787,000 |
| Securities held to maturity | 12,871,000 | 10,617,000 | 9,768,000 | 9,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,815,000 | 42,425,000 | 36,408,000 | 36,591,000 |
| Interest-bearing deposits | 33,064,000 | 30,647,000 | 25,641,000 | 24,938,000 |
| Noninterest-bearing deposits | 11,751,000 | 11,778,000 | 10,767,000 | 11,653,000 |
| Equity capital | 5,060,000 | 4,956,000 | 4,783,000 | 4,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 816,000 | 1,234,000 | 1,644,000 |
| Interest expense | 45,000 | 87,000 | 122,000 | 151,000 |
| Net interest income | 362,000 | 729,000 | 1,112,000 | 1,493,000 |
| Noninterest income | 52,000 | 101,000 | 151,000 | 212,000 |
| Noninterest expense | 359,000 | 692,000 | 1,054,000 | 1,441,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 138,000 | 209,000 | 264,000 |
| Income tax | 0 | 0 | 0 | 41,000 |
| Net income | 55,000 | 138,000 | 209,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,119,000 | 5,295,000 | 4,723,000 | 4,778,000 |
| Total capital | 5,403,000 | 5,583,000 | 4,981,000 | 5,054,000 |
| Risk-weighted assets | 22,598,000 | 22,901,000 | 20,541,000 | 21,912,000 |