Call reports 2012
ROBERT LEE STATE BANK — 2012
What ROBERT LEE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,086,000 | 47,554,000 | 45,835,000 | 47,237,000 |
| Total loans | 15,925,000 | 16,318,000 | 16,100,000 | 16,096,000 |
| Allowance for loan losses | 384,000 | 386,000 | 388,000 | 391,000 |
| Securities available for sale | 5,911,000 | 6,607,000 | 6,354,000 | 8,797,000 |
| Securities held to maturity | 14,303,000 | 13,795,000 | 13,786,000 | 12,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,599,000 | 42,034,000 | 40,279,000 | 41,655,000 |
| Interest-bearing deposits | 33,382,000 | 31,950,000 | 29,192,000 | 28,714,000 |
| Noninterest-bearing deposits | 10,217,000 | 10,084,000 | 11,087,000 | 12,941,000 |
| Equity capital | 4,944,000 | 5,009,000 | 5,049,000 | 5,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 826,000 | 1,230,000 | 1,634,000 |
| Interest expense | 58,000 | 111,000 | 157,000 | 201,000 |
| Net interest income | 360,000 | 715,000 | 1,073,000 | 1,433,000 |
| Noninterest income | 51,000 | 107,000 | 166,000 | 219,000 |
| Noninterest expense | 379,000 | 732,000 | 1,093,000 | 1,493,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 90,000 | 146,000 | 191,000 |
| Income tax | 0 | 0 | 0 | -30,000 |
| Net income | 32,000 | 90,000 | 146,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,929,000 | 4,987,000 | 5,021,000 | 5,095,000 |
| Total capital | 5,217,000 | 5,267,000 | 5,289,000 | 5,369,000 |
| Risk-weighted assets | 22,968,000 | 22,271,000 | 21,331,000 | 21,771,000 |