Call reports 2011
ROBERT LEE STATE BANK — 2011
What ROBERT LEE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 48,107,000 | 46,845,000 | 43,477,000 | 44,044,000 |
| Total loans | 15,890,000 | 15,919,000 | 16,275,000 | 15,980,000 |
| Allowance for loan losses | 366,000 | 367,000 | 371,000 | 380,000 |
| Securities available for sale | 8,043,000 | 7,559,000 | 6,689,000 | 5,707,000 |
| Securities held to maturity | 13,130,000 | 15,285,000 | 15,280,000 | 14,840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,584,000 | 41,278,000 | 37,920,000 | 38,467,000 |
| Interest-bearing deposits | 34,139,000 | 32,860,000 | 29,916,000 | 28,519,000 |
| Noninterest-bearing deposits | 8,445,000 | 8,418,000 | 8,004,000 | 9,948,000 |
| Equity capital | 4,760,000 | 4,891,000 | 4,906,000 | 4,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 902,000 | 1,358,000 | 1,776,000 |
| Interest expense | 91,000 | 177,000 | 254,000 | 315,000 |
| Net interest income | 361,000 | 725,000 | 1,104,000 | 1,461,000 |
| Noninterest income | 59,000 | 113,000 | 162,000 | 222,000 |
| Noninterest expense | 381,000 | 687,000 | 1,073,000 | 1,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 151,000 | 193,000 | 246,000 |
| Income tax | 0 | 0 | 0 | -16,000 |
| Net income | 39,000 | 151,000 | 193,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,728,000 | 4,840,000 | 4,859,000 | 4,927,000 |
| Total capital | 5,019,000 | 5,126,000 | 5,138,000 | 5,195,000 |
| Risk-weighted assets | 23,215,000 | 22,763,000 | 22,195,000 | 21,364,000 |