Call reports 2010
ROBERT LEE STATE BANK — 2010
What ROBERT LEE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,167,000 | 47,350,000 | 45,013,000 | 46,521,000 |
| Total loans | 16,000,000 | 16,396,000 | 16,579,000 | 16,624,000 |
| Allowance for loan losses | 347,000 | 360,000 | 359,000 | 361,000 |
| Securities available for sale | 11,503,000 | 9,966,000 | 8,983,000 | 8,106,000 |
| Securities held to maturity | 11,761,000 | 11,601,000 | 10,928,000 | 10,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,574,000 | 41,692,000 | 39,321,000 | 40,916,000 |
| Interest-bearing deposits | 35,303,000 | 34,255,000 | 31,481,000 | 29,881,000 |
| Noninterest-bearing deposits | 7,271,000 | 7,437,000 | 7,840,000 | 11,035,000 |
| Equity capital | 4,746,000 | 4,784,000 | 4,823,000 | 4,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 983,000 | 1,459,000 | 1,918,000 |
| Interest expense | 122,000 | 243,000 | 360,000 | 461,000 |
| Net interest income | 373,000 | 740,000 | 1,099,000 | 1,457,000 |
| Noninterest income | 67,000 | 131,000 | 195,000 | 263,000 |
| Noninterest expense | 371,000 | 762,000 | 1,150,000 | 1,660,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 121,000 | 156,000 | 72,000 |
| Income tax | 10,000 | 10,000 | 10,000 | -78,000 |
| Net income | 59,000 | 111,000 | 146,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,651,000 | 4,703,000 | 4,715,000 | 4,719,000 |
| Total capital | 4,947,000 | 5,006,000 | 5,005,000 | 5,014,000 |
| Risk-weighted assets | 23,608,000 | 24,046,000 | 23,170,000 | 23,496,000 |