Call reports 2009
ROBERT LEE STATE BANK — 2009
What ROBERT LEE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 53,125,000 | 51,027,000 | 52,132,000 | 48,703,000 |
| Total loans | 14,638,000 | 15,577,000 | 15,642,000 | 15,476,000 |
| Allowance for loan losses | 349,000 | 360,000 | 365,000 | 341,000 |
| Securities available for sale | 22,675,000 | 19,722,000 | 18,751,000 | 16,232,000 |
| Securities held to maturity | 10,693,000 | 11,949,000 | 11,268,000 | 12,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,477,000 | 45,498,000 | 46,486,000 | 42,969,000 |
| Interest-bearing deposits | 39,499,000 | 38,269,000 | 39,488,000 | 34,868,000 |
| Noninterest-bearing deposits | 7,978,000 | 7,229,000 | 6,998,000 | 8,101,000 |
| Equity capital | 4,471,000 | 4,378,000 | 4,532,000 | 4,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,148,000 | 1,702,000 | 2,234,000 |
| Interest expense | 205,000 | 393,000 | 563,000 | 723,000 |
| Net interest income | 367,000 | 755,000 | 1,139,000 | 1,511,000 |
| Noninterest income | 63,000 | 128,000 | 200,000 | 275,000 |
| Noninterest expense | 336,000 | 737,000 | 1,078,000 | 1,538,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 28,000 |
| Pretax income | 86,000 | 138,000 | 253,000 | 285,000 |
| Income tax | 15,000 | 30,000 | 45,000 | -15,000 |
| Net income | 71,000 | 108,000 | 208,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,414,000 | 4,453,000 | 4,530,000 | 4,622,000 |
| Total capital | 4,714,000 | 4,766,000 | 4,830,000 | 4,920,000 |
| Risk-weighted assets | 24,251,000 | 24,975,000 | 24,521,000 | 23,998,000 |