Call reports 2007
ROBERT LEE STATE BANK — 2007
What ROBERT LEE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,484,000 | 38,297,000 | 39,258,000 | 40,882,000 |
| Total loans | 15,666,000 | 15,192,000 | 14,990,000 | 14,634,000 |
| Allowance for loan losses | 446,000 | 474,000 | 470,000 | 477,000 |
| Securities available for sale | 7,474,000 | 8,103,000 | 8,946,000 | 9,138,000 |
| Securities held to maturity | 8,786,000 | 9,328,000 | 9,898,000 | 11,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,472,000 | 32,402,000 | 33,271,000 | 34,984,000 |
| Interest-bearing deposits | 26,317,000 | 26,254,000 | 27,110,000 | 28,150,000 |
| Noninterest-bearing deposits | 7,155,000 | 6,148,000 | 6,162,000 | 6,834,000 |
| Equity capital | 4,299,000 | 4,167,000 | 4,314,000 | 4,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,131,000 | 1,704,000 | 2,287,000 |
| Interest expense | 264,000 | 541,000 | 818,000 | 1,100,000 |
| Net interest income | 318,000 | 590,000 | 886,000 | 1,187,000 |
| Noninterest income | 52,000 | 117,000 | 181,000 | 295,000 |
| Noninterest expense | 278,000 | 661,000 | 964,000 | 1,306,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 46,000 | 103,000 | 187,000 |
| Income tax | 10,000 | 25,000 | 35,000 | -50,000 |
| Net income | 82,000 | 21,000 | 68,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,302,000 | 4,207,000 | 4,251,000 | 4,325,000 |
| Total capital | 4,575,000 | 4,504,000 | 4,518,000 | 4,578,000 |
| Risk-weighted assets | 21,696,000 | 23,552,000 | 21,117,000 | 21,700,000 |