Call reports 2004
ROBERT LEE STATE BANK — 2004
What ROBERT LEE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 39,044,000 | 37,869,000 | 38,617,000 | 37,664,000 |
| Total loans | 18,430,000 | 18,741,000 | 19,556,000 | 19,843,000 |
| Allowance for loan losses | 375,000 | 361,000 | 363,000 | 355,000 |
| Securities available for sale | 10,803,000 | 9,802,000 | 9,497,000 | 8,300,000 |
| Securities held to maturity | 1,865,000 | 2,411,000 | 2,734,000 | 4,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,820,000 | 30,715,000 | 31,438,000 | 30,567,000 |
| Interest-bearing deposits | 26,263,000 | 24,907,000 | 24,461,000 | 24,260,000 |
| Noninterest-bearing deposits | 5,557,000 | 5,808,000 | 6,977,000 | 6,307,000 |
| Equity capital | 4,364,000 | 4,356,000 | 4,472,000 | 4,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,019,000 | 1,523,000 | 2,046,000 |
| Interest expense | 136,000 | 270,000 | 398,000 | 528,000 |
| Net interest income | 387,000 | 749,000 | 1,125,000 | 1,518,000 |
| Noninterest income | 1,000 | 65,000 | 303,000 | 347,000 |
| Noninterest expense | 349,000 | 674,000 | 1,026,000 | 1,386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 140,000 | 402,000 | 480,000 |
| Income tax | 16,000 | 33,000 | 185,000 | 206,000 |
| Net income | 23,000 | 107,000 | 217,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,257,000 | 4,341,000 | 4,451,000 | 4,471,000 |
| Total capital | 4,538,000 | 4,624,000 | 4,731,000 | 4,759,000 |
| Risk-weighted assets | 22,358,000 | 22,534,000 | 22,316,000 | 23,007,000 |