Call reports 2003
ROBERT LEE STATE BANK — 2003
What ROBERT LEE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,625,000 | 39,777,000 | 38,573,000 | 39,060,000 |
| Total loans | 17,518,000 | 17,531,000 | 17,733,000 | 18,189,000 |
| Allowance for loan losses | 440,000 | 438,000 | 399,000 | 402,000 |
| Securities available for sale | 10,797,000 | 12,128,000 | 11,043,000 | 10,152,000 |
| Securities held to maturity | 2,926,000 | 2,423,000 | 2,421,000 | 2,668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,381,000 | 32,486,000 | 31,404,000 | 31,767,000 |
| Interest-bearing deposits | 26,860,000 | 25,951,000 | 26,023,000 | 25,639,000 |
| Noninterest-bearing deposits | 5,521,000 | 6,535,000 | 5,381,000 | 6,128,000 |
| Equity capital | 4,454,000 | 4,527,000 | 4,504,000 | 4,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,036,000 | 1,544,000 | 2,053,000 |
| Interest expense | 192,000 | 376,000 | 538,000 | 682,000 |
| Net interest income | 346,000 | 660,000 | 1,006,000 | 1,371,000 |
| Noninterest income | 76,000 | 150,000 | 227,000 | 298,000 |
| Noninterest expense | 377,000 | 728,000 | 1,090,000 | 1,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 82,000 | 149,000 | 279,000 |
| Income tax | 0 | 0 | 0 | 59,000 |
| Net income | 45,000 | 82,000 | 149,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,266,000 | 4,303,000 | 4,360,000 | 4,255,000 |
| Total capital | 4,540,000 | 4,578,000 | 4,631,000 | 4,536,000 |
| Risk-weighted assets | 21,737,000 | 21,842,000 | 21,573,000 | 22,377,000 |