Call reports 2002
ROBERT LEE STATE BANK — 2002
What ROBERT LEE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,004,000 | 39,533,000 | 38,710,000 | 39,025,000 |
| Total loans | 19,184,000 | 18,330,000 | 17,926,000 | 17,676,000 |
| Allowance for loan losses | 471,000 | 433,000 | 441,000 | 449,000 |
| Securities available for sale | 8,527,000 | 8,826,000 | 9,939,000 | 10,015,000 |
| Securities held to maturity | 4,689,000 | 3,435,000 | 3,182,000 | 3,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,083,000 | 32,462,000 | 31,432,000 | 31,748,000 |
| Interest-bearing deposits | 27,496,000 | 26,537,000 | 26,269,000 | 26,277,000 |
| Noninterest-bearing deposits | 5,587,000 | 5,925,000 | 5,163,000 | 5,471,000 |
| Equity capital | 3,915,000 | 4,125,000 | 4,283,000 | 4,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,243,000 | 1,832,000 | 2,381,000 |
| Interest expense | 266,000 | 492,000 | 697,000 | 894,000 |
| Net interest income | 373,000 | 751,000 | 1,135,000 | 1,487,000 |
| Noninterest income | 66,000 | 140,000 | 209,000 | 286,000 |
| Noninterest expense | 375,000 | 719,000 | 1,094,000 | 1,441,000 |
| Provision for loan losses | 32,000 | 44,000 | 104,000 | 113,000 |
| Pretax income | 32,000 | 143,000 | 163,000 | 313,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 32,000 | 143,000 | 163,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,942,000 | 4,053,000 | 4,073,000 | 4,221,000 |
| Total capital | 4,233,000 | 4,334,000 | 4,348,000 | 4,493,000 |
| Risk-weighted assets | 23,124,000 | 22,294,000 | 21,853,000 | 21,614,000 |