Call reports 2001
ROBERT LEE STATE BANK — 2001
What ROBERT LEE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,807,000 | 43,005,000 | 41,193,000 | 40,611,000 |
| Total loans | 22,609,000 | 21,671,000 | 21,395,000 | 20,115,000 |
| Allowance for loan losses | 779,000 | 747,000 | 525,000 | 545,000 |
| Securities available for sale | 6,296,000 | 5,500,000 | 5,512,000 | 5,864,000 |
| Securities held to maturity | 9,555,000 | 8,719,000 | 6,894,000 | 6,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,627,000 | 35,750,000 | 33,983,000 | 33,564,000 |
| Interest-bearing deposits | 33,163,000 | 30,566,000 | 28,936,000 | 28,537,000 |
| Noninterest-bearing deposits | 5,464,000 | 5,184,000 | 5,047,000 | 5,027,000 |
| Equity capital | 3,716,000 | 3,872,000 | 3,871,000 | 3,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,716,000 | 2,461,000 | 3,125,000 |
| Interest expense | 506,000 | 949,000 | 1,319,000 | 1,640,000 |
| Net interest income | 371,000 | 767,000 | 1,142,000 | 1,485,000 |
| Noninterest income | 72,000 | 153,000 | 263,000 | 319,000 |
| Noninterest expense | 346,000 | 663,000 | 1,043,000 | 1,425,000 |
| Provision for loan losses | 102,000 | 102,000 | 277,000 | 277,000 |
| Pretax income | -5,000 | 160,000 | 90,000 | 107,000 |
| Income tax | 6,000 | 8,000 | 12,000 | -48,000 |
| Net income | -11,000 | 152,000 | 78,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,722,000 | 3,882,000 | 3,808,000 | 3,910,000 |
| Total capital | 4,065,000 | 4,209,000 | 4,126,000 | 4,216,000 |
| Risk-weighted assets | 26,970,000 | 25,761,000 | 25,237,000 | 24,203,000 |