Call reports 2026
BANK OF COMMERCE AND TRUST COMPANY, THE — 2026
What BANK OF COMMERCE AND TRUST COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 112,614,000 | 112,753,000 |
| Total loans | 48,273,000 | 47,436,000 |
| Allowance for loan losses | 430,000 | 450,000 |
| Securities available for sale | 47,911,000 | 48,575,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 104,148,000 | 104,394,000 |
| Interest-bearing deposits | 88,624,000 | 89,445,000 |
| Noninterest-bearing deposits | 15,524,000 | 14,949,000 |
| Equity capital | 6,695,000 | 6,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,327,000 | 2,653,000 |
| Interest expense | 469,000 | 904,000 |
| Net interest income | 858,000 | 1,749,000 |
| Noninterest income | 111,000 | 252,000 |
| Noninterest expense | 745,000 | 1,512,000 |
| Provision for loan losses | 20,000 | 40,000 |
| Pretax income | 169,000 | 417,000 |
| Income tax | 7,000 | 19,000 |
| Net income | 162,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,865,000 | 9,985,000 |
| Total capital | 10,300,000 | 10,440,000 |
| Risk-weighted assets | 54,195,000 | 52,586,000 |