Call reports 2022
BANK OF COMMERCE AND TRUST COMPANY, THE — 2022
What BANK OF COMMERCE AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 96,420,000 | 96,066,000 | 96,119,000 | 107,353,000 |
| Total loans | 45,824,000 | 47,143,000 | 49,290,000 | 51,100,000 |
| Allowance for loan losses | 462,000 | 462,000 | 463,000 | 464,000 |
| Securities available for sale | 42,633,000 | 39,808,000 | 36,231,000 | 36,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,860,000 | 91,343,000 | 89,477,000 | 102,427,000 |
| Interest-bearing deposits | 72,065,000 | 75,371,000 | 73,154,000 | 87,007,000 |
| Noninterest-bearing deposits | 16,795,000 | 15,972,000 | 16,324,000 | 15,421,000 |
| Equity capital | 6,193,000 | 3,309,000 | 2,659,000 | 3,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,653,000 | 2,516,000 | 3,508,000 |
| Interest expense | 101,000 | 208,000 | 359,000 | 599,000 |
| Net interest income | 686,000 | 1,445,000 | 2,157,000 | 2,909,000 |
| Noninterest income | 142,000 | 251,000 | 371,000 | 517,000 |
| Noninterest expense | 726,000 | 1,374,000 | 2,079,000 | 2,728,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 322,000 | 449,000 | 684,000 |
| Income tax | 6,000 | 14,000 | 22,000 | 29,000 |
| Net income | 96,000 | 308,000 | 427,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,447,000 | 8,430,000 | 8,472,000 | 9,037,000 |
| Total capital | 8,909,000 | 8,892,000 | 8,935,000 | 9,501,000 |
| Risk-weighted assets | 55,932,000 | 57,456,000 | 57,198,000 | 56,527,000 |