Call reports 2021
BANK OF COMMERCE AND TRUST COMPANY, THE — 2021
What BANK OF COMMERCE AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 98,730,000 | 98,107,000 | 95,255,000 | 102,235,000 |
| Total loans | 43,040,000 | 44,231,000 | 44,492,000 | 44,948,000 |
| Allowance for loan losses | 466,000 | 461,000 | 461,000 | 462,000 |
| Securities available for sale | 39,053,000 | 44,981,000 | 45,055,000 | 40,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,735,000 | 87,872,000 | 84,685,000 | 92,157,000 |
| Interest-bearing deposits | 72,442,000 | 71,490,000 | 69,802,000 | 74,967,000 |
| Noninterest-bearing deposits | 16,293,000 | 16,382,000 | 14,883,000 | 17,191,000 |
| Equity capital | 8,611,000 | 8,795,000 | 9,100,000 | 8,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,731,000 | 2,672,000 | 3,446,000 |
| Interest expense | 121,000 | 233,000 | 343,000 | 451,000 |
| Net interest income | 716,000 | 1,498,000 | 2,329,000 | 2,995,000 |
| Noninterest income | 86,000 | 188,000 | 309,000 | 393,000 |
| Noninterest expense | 623,000 | 1,247,000 | 1,979,000 | 2,598,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 286,000 | 569,000 | 812,000 | 957,000 |
| Income tax | 15,000 | 26,000 | 37,000 | 43,000 |
| Net income | 271,000 | 543,000 | 775,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,041,000 | 8,067,000 | 8,257,000 | 8,351,000 |
| Total capital | 8,507,000 | 8,528,000 | 8,718,000 | 8,813,000 |
| Risk-weighted assets | 50,537,000 | 48,200,000 | 48,647,000 | 51,063,000 |