Call reports 2018
BANK OF COMMERCE AND TRUST COMPANY, THE — 2018
What BANK OF COMMERCE AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,057,000 | 79,505,000 | 76,580,000 | 76,541,000 |
| Total loans | 28,313,000 | 41,125,000 | 41,556,000 | 41,628,000 |
| Allowance for loan losses | 426,000 | 609,000 | 596,000 | 424,000 |
| Securities available for sale | 23,696,000 | 27,480,000 | 28,147,000 | 26,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,519,000 | 72,009,000 | 67,067,000 | 68,614,000 |
| Interest-bearing deposits | 43,182,000 | 60,465,000 | 57,115,000 | 57,629,000 |
| Noninterest-bearing deposits | 6,337,000 | 11,544,000 | 9,952,000 | 10,985,000 |
| Equity capital | 5,310,000 | 6,241,000 | 6,516,000 | 6,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,094,000 | 1,912,000 | 2,699,000 |
| Interest expense | 90,000 | 184,000 | 306,000 | 454,000 |
| Net interest income | 452,000 | 910,000 | 1,606,000 | 2,245,000 |
| Noninterest income | 85,000 | 174,000 | 327,000 | 474,000 |
| Noninterest expense | 390,000 | 790,000 | 1,443,000 | 2,238,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 279,000 | 475,000 | 458,000 |
| Income tax | 5,000 | 7,000 | 19,000 | -2,000 |
| Net income | 134,000 | 272,000 | 456,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,950,000 | 6,911,000 | 7,275,000 | 6,655,000 |
| Total capital | 6,330,000 | 7,493,000 | 7,821,000 | 7,079,000 |
| Risk-weighted assets | 30,424,000 | 46,579,000 | 43,677,000 | 43,451,000 |