Call reports 2017
BANK OF COMMERCE AND TRUST COMPANY, THE — 2017
What BANK OF COMMERCE AND TRUST COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 58,996,000 | 57,127,000 | 57,706,000 | 57,739,000 |
| Total loans | 26,494,000 | 26,921,000 | 27,211,000 | 28,369,000 |
| Allowance for loan losses | 407,000 | 426,000 | 426,000 | 426,000 |
| Securities available for sale | 28,536,000 | 26,370,000 | 24,416,000 | 25,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,018,000 | 49,878,000 | 50,663,000 | 49,716,000 |
| Interest-bearing deposits | 45,549,000 | 43,619,000 | 44,911,000 | 43,550,000 |
| Noninterest-bearing deposits | 6,469,000 | 6,259,000 | 5,752,000 | 6,166,000 |
| Equity capital | 5,288,000 | 5,721,000 | 5,789,000 | 5,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,035,000 | 1,560,000 | 2,105,000 |
| Interest expense | 82,000 | 163,000 | 247,000 | 334,000 |
| Net interest income | 429,000 | 872,000 | 1,313,000 | 1,771,000 |
| Noninterest income | 75,000 | 166,000 | 250,000 | 338,000 |
| Noninterest expense | 390,000 | 799,000 | 1,191,000 | 1,670,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 244,000 | 383,000 | 450,000 |
| Income tax | 5,000 | 11,000 | 17,000 | 20,000 |
| Net income | 113,000 | 233,000 | 366,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,703,000 | 5,775,000 | 5,909,000 | 5,924,000 |
| Total capital | 6,072,000 | 6,146,000 | 6,283,000 | 6,311,000 |
| Risk-weighted assets | 29,533,000 | 29,670,000 | 29,933,000 | 30,947,000 |