Call reports 2011
BANK OF COMMERCE AND TRUST COMPANY, THE — 2011
What BANK OF COMMERCE AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 48,519,000 | 49,249,000 | 51,654,000 | 53,786,000 |
| Total loans | 25,897,000 | 24,057,000 | 23,372,000 | 25,427,000 |
| Allowance for loan losses | 342,000 | 396,000 | 403,000 | 410,000 |
| Securities available for sale | 18,916,000 | 20,068,000 | 23,329,000 | 24,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,682,000 | 44,073,000 | 46,162,000 | 48,020,000 |
| Interest-bearing deposits | 38,871,000 | 39,341,000 | 40,635,000 | 42,732,000 |
| Noninterest-bearing deposits | 4,811,000 | 4,731,000 | 5,527,000 | 5,288,000 |
| Equity capital | 3,952,000 | 4,264,000 | 4,542,000 | 4,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,042,000 | 1,555,000 | 2,068,000 |
| Interest expense | 113,000 | 224,000 | 337,000 | 447,000 |
| Net interest income | 411,000 | 818,000 | 1,218,000 | 1,621,000 |
| Noninterest income | 41,000 | 131,000 | 185,000 | 246,000 |
| Noninterest expense | 404,000 | 789,000 | 1,166,000 | 1,573,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 43,000 | 191,000 | 331,000 | 388,000 |
| Income tax | 2,000 | 11,000 | 18,000 | 17,000 |
| Net income | 41,000 | 180,000 | 313,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,887,000 | 4,027,000 | 4,160,000 | 4,218,000 |
| Total capital | 4,206,000 | 4,330,000 | 4,457,000 | 4,556,000 |
| Risk-weighted assets | 25,489,000 | 24,175,000 | 23,681,000 | 26,935,000 |