Call reports 2012
FIRST FARMERS & MERCHANTS NATIONAL BANK — 2012
What FIRST FARMERS & MERCHANTS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,198,000 | 109,461,000 | 108,554,000 | 116,282,000 |
| Total loans | 70,882,000 | 73,533,000 | 71,735,000 | 72,335,000 |
| Allowance for loan losses | 1,236,000 | 1,248,000 | 1,049,000 | 1,056,000 |
| Securities available for sale | 25,841,000 | 25,439,000 | 23,753,000 | 21,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,064,000 | 91,532,000 | 92,767,000 | 100,424,000 |
| Interest-bearing deposits | 77,591,000 | 80,402,000 | 78,872,000 | 84,612,000 |
| Noninterest-bearing deposits | 11,473,000 | 11,130,000 | 13,895,000 | 15,812,000 |
| Equity capital | 13,783,000 | 14,079,000 | 14,399,000 | 14,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,357,000 | 3,520,000 | 4,648,000 |
| Interest expense | 152,000 | 294,000 | 436,000 | 567,000 |
| Net interest income | 1,037,000 | 2,063,000 | 3,084,000 | 4,081,000 |
| Noninterest income | 216,000 | 412,000 | 602,000 | 799,000 |
| Noninterest expense | 816,000 | 1,626,000 | 2,430,000 | 3,243,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 437,000 | 849,000 | 1,236,000 | 1,617,000 |
| Income tax | -1,000 | -1,000 | 0 | 0 |
| Net income | 438,000 | 850,000 | 1,236,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,484,000 | 10,598,000 | 10,866,000 | 10,955,000 |
| Total capital | 11,502,000 | 11,647,000 | 11,897,000 | 11,990,000 |
| Risk-weighted assets | 81,248,000 | 83,740,000 | 82,481,000 | 82,867,000 |