Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,410,000 | USD | evidence → |
| Total loans | 44,049,000 | USD | evidence → |
| Allowance for loan losses | 750,000 | USD | evidence → |
| Securities available for sale | 9,156,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,238,000 | USD | evidence → |
| Interest-bearing deposits | 39,459,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,779,000 | USD | evidence → |
| Equity capital | 4,746,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,919,000 | USD | evidence → |
| Interest expense | 1,221,000 | USD | evidence → |
| Net interest income | 2,698,000 | USD | evidence → |
| Noninterest income | 303,000 | USD | evidence → |
| Noninterest expense | 2,245,000 | USD | evidence → |
| Provision for loan losses | 1,861,000 | USD | evidence → |
| Pretax income | -1,081,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,081,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,842,000 | USD | evidence → |
| Total capital | 5,392,000 | USD | evidence → |
| Risk-weighted assets | 43,820,000 | USD | evidence → |