Call report 2015Q1
VALLEY BUSINESS BANK — 2015Q1
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 418,644,000 | USD | evidence → |
| Total loans | 263,906,000 | USD | evidence → |
| Allowance for loan losses | 3,328,000 | USD | evidence → |
| Securities available for sale | 74,647,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 370,446,000 | USD | evidence → |
| Interest-bearing deposits | 214,276,000 | USD | evidence → |
| Noninterest-bearing deposits | 156,170,000 | USD | evidence → |
| Equity capital | 44,584,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,834,000 | USD | evidence → |
| Interest expense | 190,000 | USD | evidence → |
| Net interest income | 3,644,000 | USD | evidence → |
| Noninterest income | 333,000 | USD | evidence → |
| Noninterest expense | 2,596,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,381,000 | USD | evidence → |
| Income tax | 432,000 | USD | evidence → |
| Net income | 949,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,790,000 | USD | evidence → |
| Total capital | 46,802,000 | USD | evidence → |
| Risk-weighted assets | 285,380,000 | USD | evidence → |