Call report 2013Q4
VALLEY BUSINESS BANK — 2013Q4
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,936,000 | USD | evidence → |
| Total loans | 238,501,000 | USD | evidence → |
| Allowance for loan losses | 3,867,000 | USD | evidence → |
| Securities available for sale | 66,490,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,079,000 | USD | evidence → |
| Interest-bearing deposits | 194,071,000 | USD | evidence → |
| Noninterest-bearing deposits | 124,008,000 | USD | evidence → |
| Equity capital | 42,428,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,266,000 | USD | evidence → |
| Interest expense | 745,000 | USD | evidence → |
| Net interest income | 13,521,000 | USD | evidence → |
| Noninterest income | 1,230,000 | USD | evidence → |
| Noninterest expense | 9,576,000 | USD | evidence → |
| Provision for loan losses | -1,500,000 | USD | evidence → |
| Pretax income | 6,801,000 | USD | evidence → |
| Income tax | 2,268,000 | USD | evidence → |
| Net income | 4,533,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,575,000 | USD | evidence → |
| Total capital | 45,887,000 | USD | evidence → |
| Risk-weighted assets | 264,371,000 | USD | evidence → |