Call report 2012Q4
VALLEY BUSINESS BANK — 2012Q4
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 359,989,000 | USD | evidence → |
| Total loans | 232,453,000 | USD | evidence → |
| Allowance for loan losses | 5,192,000 | USD | evidence → |
| Securities available for sale | 53,001,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 315,501,000 | USD | evidence → |
| Interest-bearing deposits | 194,584,000 | USD | evidence → |
| Noninterest-bearing deposits | 120,917,000 | USD | evidence → |
| Equity capital | 40,568,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,701,000 | USD | evidence → |
| Interest expense | 962,000 | USD | evidence → |
| Net interest income | 13,739,000 | USD | evidence → |
| Noninterest income | 1,300,000 | USD | evidence → |
| Noninterest expense | 9,763,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,428,000 | USD | evidence → |
| Income tax | 1,652,000 | USD | evidence → |
| Net income | 3,776,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,509,000 | USD | evidence → |
| Total capital | 42,726,000 | USD | evidence → |
| Risk-weighted assets | 255,406,000 | USD | evidence → |