Call report 2007Q1
VALLEY BUSINESS BANK — 2007Q1
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 262,595,000 | USD | evidence → |
| Total loans | 190,285,000 | USD | evidence → |
| Allowance for loan losses | 1,752,000 | USD | evidence → |
| Securities available for sale | 53,247,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,840,000 | USD | evidence → |
| Interest-bearing deposits | 183,473,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,367,000 | USD | evidence → |
| Equity capital | 28,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,483,000 | USD | evidence → |
| Interest expense | 1,697,000 | USD | evidence → |
| Net interest income | 2,786,000 | USD | evidence → |
| Noninterest income | 262,000 | USD | evidence → |
| Noninterest expense | 2,004,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,044,000 | USD | evidence → |
| Income tax | 352,000 | USD | evidence → |
| Net income | 692,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,045,000 | USD | evidence → |
| Total capital | 30,837,000 | USD | evidence → |
| Risk-weighted assets | 217,223,000 | USD | evidence → |