Call report 2002Q1
VALLEY BUSINESS BANK — 2002Q1
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,779,000 | USD | evidence → |
| Total loans | 78,481,000 | USD | evidence → |
| Allowance for loan losses | 1,102,000 | USD | evidence → |
| Securities available for sale | 14,498,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,621,000 | USD | evidence → |
| Interest-bearing deposits | 69,973,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,648,000 | USD | evidence → |
| Equity capital | 9,098,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,593,000 | USD | evidence → |
| Interest expense | 398,000 | USD | evidence → |
| Net interest income | 1,195,000 | USD | evidence → |
| Noninterest income | 194,000 | USD | evidence → |
| Noninterest expense | 957,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 382,000 | USD | evidence → |
| Income tax | 153,000 | USD | evidence → |
| Net income | 229,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,701,000 | USD | evidence → |
| Total capital | 9,725,000 | USD | evidence → |
| Risk-weighted assets | 81,779,000 | USD | evidence → |