Call reports 2022
FIRST STATE BANK, THE — 2022
What FIRST STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 226,400,000 | 221,586,000 |
| Total loans | 97,059,000 | 90,113,000 |
| Allowance for loan losses | 1,399,000 | 1,401,000 |
| Securities available for sale | 58,409,000 | 46,948,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 203,507,000 | 198,858,000 |
| Interest-bearing deposits | 123,520,000 | 125,153,000 |
| Noninterest-bearing deposits | 79,987,000 | 73,705,000 |
| Equity capital | 22,620,000 | 22,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 1,532,000 | 2,986,000 |
| Interest expense | 113,000 | 236,000 |
| Net interest income | 1,419,000 | 2,750,000 |
| Noninterest income | 203,000 | 411,000 |
| Noninterest expense | 1,430,000 | 2,808,000 |
| Provision for loan losses | 0 | 215,000 |
| Pretax income | 192,000 | 138,000 |
| Income tax | 34,000 | 43,000 |
| Net income | 158,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 20,799,000 | 20,723,000 |