Call reports 2021
FIRST STATE BANK, THE — 2021
What FIRST STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 230,677,000 | 190,526,000 | 193,653,000 | 219,827,000 |
| Total loans | 101,907,000 | 97,760,000 | 96,178,000 | 95,582,000 |
| Allowance for loan losses | 1,333,000 | 1,406,000 | 1,402,000 | 1,403,000 |
| Securities available for sale | 32,024,000 | 34,055,000 | 32,001,000 | 35,985,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 | 2,500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,100,000 | 167,571,000 | 170,702,000 | 197,077,000 |
| Interest-bearing deposits | 109,862,000 | 105,370,000 | 107,230,000 | 110,094,000 |
| Noninterest-bearing deposits | 98,238,000 | 62,201,000 | 63,472,000 | 86,983,000 |
| Equity capital | 22,058,000 | 22,359,000 | 22,397,000 | 22,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,139,000 | 4,658,000 | 6,165,000 |
| Interest expense | 116,000 | 236,000 | 350,000 | 467,000 |
| Net interest income | 1,437,000 | 2,903,000 | 4,308,000 | 5,698,000 |
| Noninterest income | 180,000 | 646,000 | 853,000 | 1,067,000 |
| Noninterest expense | 1,425,000 | 2,961,000 | 4,448,000 | 5,874,000 |
| Provision for loan losses | 0 | 70,000 | 70,000 | 70,000 |
| Pretax income | 192,000 | 518,000 | 643,000 | 1,249,000 |
| Income tax | 30,000 | 43,000 | 107,000 | 198,000 |
| Net income | 162,000 | 475,000 | 536,000 | 1,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,751,000 | 20,064,000 | 20,125,000 | 20,640,000 |