Call reports 2020
FIRST STATE BANK, THE — 2020
What FIRST STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 158,037,000 | 169,576,000 | 171,826,000 | 173,603,000 |
| Total loans | 89,346,000 | 101,273,000 | 100,743,000 | 100,518,000 |
| Allowance for loan losses | 1,321,000 | 1,328,000 | 1,356,000 | 1,295,000 |
| Securities available for sale | 38,426,000 | 39,162,000 | 31,508,000 | 33,347,000 |
| Securities held to maturity | 0 | 0 | 2,500,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,286,000 | 147,523,000 | 149,215,000 | 151,111,000 |
| Interest-bearing deposits | 97,525,000 | 100,470,000 | 96,206,000 | 95,125,000 |
| Noninterest-bearing deposits | 39,761,000 | 47,053,000 | 53,009,000 | 55,986,000 |
| Equity capital | 20,521,000 | 21,490,000 | 21,731,000 | 21,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,290,000 | 5,006,000 | 6,604,000 |
| Interest expense | 235,000 | 404,000 | 553,000 | 678,000 |
| Net interest income | 1,434,000 | 2,886,000 | 4,453,000 | 5,926,000 |
| Noninterest income | 198,000 | 369,000 | 556,000 | 792,000 |
| Noninterest expense | 1,424,000 | 2,826,000 | 4,282,000 | 5,647,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 125,000 |
| Pretax income | 208,000 | 442,000 | 715,000 | 1,355,000 |
| Income tax | 13,000 | 44,000 | 110,000 | 211,000 |
| Net income | 195,000 | 398,000 | 605,000 | 1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,640,000 | 18,844,000 | 19,051,000 | 19,589,000 |