Call reports 2019
FIRST STATE BANK, THE — 2019
What FIRST STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 152,908,000 | 144,527,000 | 149,578,000 | 151,189,000 |
| Total loans | 89,074,000 | 87,812,000 | 86,214,000 | 87,262,000 |
| Allowance for loan losses | 1,350,000 | 1,355,000 | 1,344,000 | 1,338,000 |
| Securities available for sale | 34,120,000 | 39,231,000 | 35,358,000 | 38,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,208,000 | 124,097,000 | 128,726,000 | 130,226,000 |
| Interest-bearing deposits | 91,613,000 | 81,576,000 | 85,544,000 | 86,878,000 |
| Noninterest-bearing deposits | 41,595,000 | 42,521,000 | 43,182,000 | 43,348,000 |
| Equity capital | 19,491,000 | 20,068,000 | 20,436,000 | 20,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,394,000 | 5,101,000 | 6,818,000 |
| Interest expense | 240,000 | 479,000 | 698,000 | 928,000 |
| Net interest income | 1,457,000 | 2,915,000 | 4,403,000 | 5,890,000 |
| Noninterest income | 180,000 | 386,000 | 604,000 | 802,000 |
| Noninterest expense | 1,358,000 | 2,795,000 | 4,217,000 | 5,684,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 190,000 | 417,000 | 791,000 | 1,023,000 |
| Income tax | 38,000 | 66,000 | 105,000 | 115,000 |
| Net income | 152,000 | 351,000 | 686,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,691,000 | 17,889,000 | 18,224,000 | 18,446,000 |
| Total capital | 18,958,000 | 19,101,000 | 19,449,000 | 19,640,000 |
| Risk-weighted assets | 101,246,000 | 96,795,000 | 97,843,000 | 95,415,000 |