Call reports 2016
FIRST STATE BANK, THE — 2016
What FIRST STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 137,752,000 | 135,930,000 | 128,850,000 | 135,379,000 |
| Total loans | 82,974,000 | 84,462,000 | 90,005,000 | 86,148,000 |
| Allowance for loan losses | 1,278,000 | 1,279,000 | 1,306,000 | 1,292,000 |
| Securities available for sale | 32,341,000 | 32,475,000 | 26,680,000 | 28,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,142,000 | 117,883,000 | 110,540,000 | 117,523,000 |
| Interest-bearing deposits | 77,831,000 | 84,308,000 | 79,029,000 | 86,252,000 |
| Noninterest-bearing deposits | 42,311,000 | 33,575,000 | 31,511,000 | 31,271,000 |
| Equity capital | 17,343,000 | 17,690,000 | 17,981,000 | 17,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,467,000 | 2,919,000 | 4,394,000 | 5,786,000 |
| Interest expense | 104,000 | 213,000 | 320,000 | 426,000 |
| Net interest income | 1,363,000 | 2,706,000 | 4,074,000 | 5,360,000 |
| Noninterest income | 174,000 | 343,000 | 547,000 | 729,000 |
| Noninterest expense | 1,134,000 | 2,287,000 | 3,435,000 | 4,597,000 |
| Provision for loan losses | 150,000 | 150,000 | 175,000 | 300,000 |
| Pretax income | 472,000 | 831,000 | 1,233,000 | 1,419,000 |
| Income tax | 115,000 | 224,000 | 294,000 | 416,000 |
| Net income | 357,000 | 607,000 | 939,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,422,000 | 15,672,000 | 15,989,000 | 16,053,000 |
| Total capital | 16,570,000 | 16,823,000 | 17,188,000 | 17,224,000 |
| Risk-weighted assets | 91,689,000 | 91,959,000 | 95,789,000 | 93,598,000 |