Call reports 2015
FIRST STATE BANK, THE — 2015
What FIRST STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 158,186,000 | 154,004,000 | 145,732,000 | 137,718,000 |
| Total loans | 74,460,000 | 78,895,000 | 81,689,000 | 83,138,000 |
| Allowance for loan losses | 1,174,000 | 1,132,000 | 1,197,000 | 1,140,000 |
| Securities available for sale | 46,646,000 | 51,424,000 | 48,334,000 | 43,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,696,000 | 137,543,000 | 128,771,000 | 120,767,000 |
| Interest-bearing deposits | 103,342,000 | 95,908,000 | 92,318,000 | 84,762,000 |
| Noninterest-bearing deposits | 38,354,000 | 41,635,000 | 36,453,000 | 36,005,000 |
| Equity capital | 16,234,000 | 16,247,000 | 16,726,000 | 16,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,815,000 | 4,311,000 | 5,809,000 |
| Interest expense | 137,000 | 270,000 | 400,000 | 517,000 |
| Net interest income | 1,242,000 | 2,545,000 | 3,911,000 | 5,292,000 |
| Noninterest income | 148,000 | 319,000 | 506,000 | 673,000 |
| Noninterest expense | 1,020,000 | 2,096,000 | 3,193,000 | 4,407,000 |
| Provision for loan losses | 0 | 0 | 110,000 | 255,000 |
| Pretax income | 372,000 | 778,000 | 1,112,000 | 1,305,000 |
| Income tax | 38,000 | 133,000 | 155,000 | 238,000 |
| Net income | 334,000 | 645,000 | 957,000 | 1,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,332,000 | 14,644,000 | 14,955,000 | 15,064,000 |
| Total capital | 15,455,000 | 15,776,000 | 16,117,000 | 16,204,000 |
| Risk-weighted assets | 89,797,000 | 91,165,000 | 92,831,000 | 92,204,000 |