Call reports 2014
FIRST STATE BANK, THE — 2014
What FIRST STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 136,040,000 | 127,154,000 | 131,212,000 | 162,915,000 |
| Total loans | 68,380,000 | 70,857,000 | 70,496,000 | 70,112,000 |
| Allowance for loan losses | 1,021,000 | 1,067,000 | 1,258,000 | 1,173,000 |
| Securities available for sale | 51,058,000 | 38,941,000 | 39,520,000 | 47,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,283,000 | 111,733,000 | 115,369,000 | 146,884,000 |
| Interest-bearing deposits | 89,247,000 | 84,871,000 | 85,940,000 | 103,310,000 |
| Noninterest-bearing deposits | 32,036,000 | 26,862,000 | 29,429,000 | 43,574,000 |
| Equity capital | 14,588,000 | 15,163,000 | 15,474,000 | 15,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,727,000 | 4,103,000 | 5,487,000 |
| Interest expense | 148,000 | 295,000 | 435,000 | 575,000 |
| Net interest income | 1,194,000 | 2,432,000 | 3,668,000 | 4,912,000 |
| Noninterest income | 148,000 | 316,000 | 490,000 | 664,000 |
| Noninterest expense | 1,054,000 | 2,089,000 | 3,151,000 | 4,219,000 |
| Provision for loan losses | 46,000 | 104,000 | 104,000 | 104,000 |
| Pretax income | 196,000 | 529,000 | 888,000 | 1,246,000 |
| Income tax | 0 | 0 | 100,000 | 155,000 |
| Net income | 196,000 | 529,000 | 788,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,118,000 | 13,452,000 | 13,694,000 | 13,998,000 |
| Total capital | 14,122,000 | 14,464,000 | 14,702,000 | 15,089,000 |
| Risk-weighted assets | 80,269,000 | 80,924,000 | 80,372,000 | 87,237,000 |