Call reports 2013
FIRST STATE BANK, THE — 2013
What FIRST STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 127,259,000 | 135,461,000 | 133,387,000 | 131,412,000 |
| Total loans | 67,219,000 | 64,922,000 | 61,900,000 | 62,959,000 |
| Allowance for loan losses | 982,000 | 965,000 | 1,171,000 | 1,117,000 |
| Securities available for sale | 49,722,000 | 54,491,000 | 59,126,000 | 53,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,412,000 | 121,414,000 | 118,594,000 | 117,112,000 |
| Interest-bearing deposits | 83,344,000 | 94,021,000 | 90,131,000 | 88,848,000 |
| Noninterest-bearing deposits | 27,068,000 | 27,393,000 | 28,463,000 | 28,264,000 |
| Equity capital | 14,754,000 | 13,762,000 | 13,697,000 | 14,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,663,000 | 4,004,000 | 5,366,000 |
| Interest expense | 194,000 | 370,000 | 546,000 | 703,000 |
| Net interest income | 1,128,000 | 2,293,000 | 3,458,000 | 4,663,000 |
| Noninterest income | 113,000 | 271,000 | 442,000 | 599,000 |
| Noninterest expense | 948,000 | 1,887,000 | 2,816,000 | 3,751,000 |
| Provision for loan losses | 200,000 | 755,000 | 1,099,000 | 1,144,000 |
| Pretax income | 159,000 | 8,000 | 71,000 | 514,000 |
| Income tax | 42,000 | 42,000 | 42,000 | 42,000 |
| Net income | 117,000 | -34,000 | 29,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,567,000 | 12,416,000 | 12,479,000 | 12,922,000 |
| Total capital | 13,522,000 | 13,381,000 | 13,417,000 | 13,863,000 |
| Risk-weighted assets | 76,371,000 | 77,926,000 | 74,836,000 | 75,106,000 |