Call reports 2012
FIRST STATE BANK, THE — 2012
What FIRST STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 124,501,000 | 121,844,000 | 127,460,000 | 127,270,000 |
| Total loans | 62,138,000 | 62,665,000 | 60,908,000 | 64,860,000 |
| Allowance for loan losses | 878,000 | 929,000 | 1,109,000 | 1,003,000 |
| Securities available for sale | 46,392,000 | 44,843,000 | 47,158,000 | 50,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,154,000 | 107,024,000 | 112,257,000 | 112,252,000 |
| Interest-bearing deposits | 93,154,000 | 87,819,000 | 85,031,000 | 84,608,000 |
| Noninterest-bearing deposits | 17,000,000 | 19,205,000 | 27,226,000 | 27,644,000 |
| Equity capital | 14,072,000 | 14,471,000 | 14,731,000 | 14,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,643,000 | 3,912,000 | 5,233,000 |
| Interest expense | 225,000 | 444,000 | 654,000 | 858,000 |
| Net interest income | 1,096,000 | 2,199,000 | 3,258,000 | 4,375,000 |
| Noninterest income | 118,000 | 242,000 | 375,000 | 497,000 |
| Noninterest expense | 886,000 | 1,741,000 | 2,616,000 | 3,501,000 |
| Provision for loan losses | 368,000 | 493,000 | 683,000 | 950,000 |
| Pretax income | 445,000 | 709,000 | 873,000 | 997,000 |
| Income tax | 0 | 75,000 | 130,000 | 130,000 |
| Net income | 445,000 | 634,000 | 743,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,893,000 | 12,233,000 | 12,341,000 | 12,450,000 |
| Total capital | 12,771,000 | 13,129,000 | 13,243,000 | 13,379,000 |
| Risk-weighted assets | 71,959,000 | 71,631,000 | 71,939,000 | 74,282,000 |