Call reports 2010
FIRST STATE BANK, THE — 2010
What FIRST STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 100,356,000 | 95,952,000 | 98,711,000 | 115,003,000 |
| Total loans | 41,230,000 | 42,605,000 | 45,867,000 | 53,730,000 |
| Allowance for loan losses | 407,000 | 445,000 | 505,000 | 673,000 |
| Securities available for sale | 37,372,000 | 42,321,000 | 40,785,000 | 44,597,000 |
| Securities held to maturity | 100,000 | 100,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,681,000 | 82,966,000 | 85,693,000 | 102,627,000 |
| Interest-bearing deposits | 80,226,000 | 74,534,000 | 75,102,000 | 90,438,000 |
| Noninterest-bearing deposits | 7,455,000 | 8,432,000 | 10,591,000 | 12,189,000 |
| Equity capital | 12,513,000 | 12,699,000 | 12,806,000 | 12,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,825,000 | 2,843,000 | 3,962,000 |
| Interest expense | 358,000 | 717,000 | 1,021,000 | 1,348,000 |
| Net interest income | 531,000 | 1,108,000 | 1,822,000 | 2,614,000 |
| Noninterest income | 52,000 | 116,000 | 191,000 | 281,000 |
| Noninterest expense | 570,000 | 1,205,000 | 1,863,000 | 2,552,000 |
| Provision for loan losses | 76,000 | 129,000 | 189,000 | 349,000 |
| Pretax income | -48,000 | -47,000 | 207,000 | 333,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -48,000 | -47,000 | 207,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,525,000 | 10,525,000 | 10,780,000 | 10,905,000 |
| Total capital | 10,932,000 | 10,970,000 | 11,286,000 | 11,579,000 |
| Risk-weighted assets | 55,405,000 | 54,940,000 | 55,186,000 | 65,294,000 |