Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 34,736,000 | 51,900,000 | 71,896,000 | 77,864,000 |
| Total loans | 23,625,000 | 27,321,000 | 30,403,000 | 33,025,000 |
| Allowance for loan losses | 233,000 | 272,000 | 305,000 | 331,000 |
| Securities available for sale | 2,047,000 | 15,801,000 | 24,202,000 | 32,751,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,249,000 | 45,464,000 | 65,303,000 | 65,256,000 |
| Interest-bearing deposits | 23,362,000 | 38,810,000 | 53,502,000 | 57,618,000 |
| Noninterest-bearing deposits | 4,887,000 | 6,654,000 | 11,802,000 | 7,638,000 |
| Equity capital | 6,415,000 | 6,300,000 | 6,427,000 | 12,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 887,000 | 1,539,000 | 2,289,000 |
| Interest expense | 126,000 | 323,000 | 597,000 | 918,000 |
| Net interest income | 267,000 | 564,000 | 942,000 | 1,371,000 |
| Noninterest income | 31,000 | 79,000 | 137,000 | 189,000 |
| Noninterest expense | 304,000 | 717,000 | 1,164,000 | 1,662,000 |
| Provision for loan losses | 15,000 | 50,000 | 85,000 | 110,000 |
| Pretax income | -21,000 | -124,000 | -159,000 | -103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -21,000 | -124,000 | -159,000 | -103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,874,000 | 4,544,000 | 4,508,000 | 10,547,000 |
| Total capital | 5,107,000 | 4,816,000 | 4,813,000 | 10,878,000 |
| Risk-weighted assets | 26,363,000 | 33,474,000 | 40,410,000 | 44,590,000 |