Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 20,746,000 | 20,798,000 | 25,190,000 | 31,238,000 |
| Total loans | 9,103,000 | 13,546,000 | 18,138,000 | 19,533,000 |
| Allowance for loan losses | 110,000 | 132,000 | 185,000 | 218,000 |
| Securities available for sale | 1,526,000 | 1,485,000 | 1,504,000 | 1,504,000 |
| Securities held to maturity | 200,000 | 200,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,149,000 | 14,269,000 | 17,362,000 | 24,773,000 |
| Interest-bearing deposits | 11,295,000 | 10,605,000 | 13,688,000 | 19,899,000 |
| Noninterest-bearing deposits | 2,854,000 | 3,665,000 | 3,675,000 | 4,875,000 |
| Equity capital | 6,549,000 | 6,493,000 | 6,454,000 | 6,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 526,000 | 875,000 | 1,262,000 |
| Interest expense | 85,000 | 170,000 | 258,000 | 360,000 |
| Net interest income | 162,000 | 356,000 | 617,000 | 902,000 |
| Noninterest income | 26,000 | 53,000 | 66,000 | 96,000 |
| Noninterest expense | 187,000 | 413,000 | 680,000 | 966,000 |
| Provision for loan losses | 0 | 24,000 | 84,000 | 137,000 |
| Pretax income | 1,000 | -28,000 | -81,000 | -103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000 | -28,000 | -81,000 | -103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,994,000 | 4,964,000 | 4,912,000 | 4,889,000 |
| Total capital | 5,103,000 | 5,096,000 | 5,097,000 | 5,107,000 |
| Risk-weighted assets | 12,477,000 | 15,500,000 | 19,827,000 | 22,162,000 |