Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 11,061,000 | 11,099,000 | 17,981,000 | 19,069,000 |
| Total loans | 4,522,000 | 4,742,000 | 5,494,000 | 6,562,000 |
| Allowance for loan losses | 104,000 | 105,000 | 108,000 | 109,000 |
| Securities available for sale | 1,140,000 | 1,037,000 | 1,046,000 | 950,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,083,000 | 10,106,000 | 11,399,000 | 12,457,000 |
| Interest-bearing deposits | 7,604,000 | 7,729,000 | 8,808,000 | 9,893,000 |
| Noninterest-bearing deposits | 2,480,000 | 2,378,000 | 2,591,000 | 2,564,000 |
| Equity capital | 944,000 | 952,000 | 6,501,000 | 6,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 345,000 | 72,000 | 251,000 |
| Interest expense | 67,000 | 134,000 | 24,000 | 82,000 |
| Net interest income | 104,000 | 211,000 | 48,000 | 169,000 |
| Noninterest income | 27,000 | 52,000 | 5,000 | 24,000 |
| Noninterest expense | 119,000 | 242,000 | 46,000 | 155,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 12,000 | 21,000 | 7,000 | 30,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 12,000 | 21,000 | 7,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 952,000 | 961,000 | 4,960,000 | 4,993,000 |
| Total capital | 1,021,000 | 1,031,000 | 5,068,000 | 5,102,000 |
| Risk-weighted assets | 5,445,000 | 5,545,000 | 8,664,000 | 9,907,000 |