Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 10,302,000 | 10,238,000 | 10,056,000 | 10,303,000 |
| Total loans | 3,682,000 | 3,710,000 | 4,019,000 | 4,129,000 |
| Allowance for loan losses | 128,000 | 125,000 | 125,000 | 100,000 |
| Securities available for sale | 1,110,000 | 1,050,000 | 1,038,000 | 1,118,000 |
| Securities held to maturity | 700,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,213,000 | 9,110,000 | 8,899,000 | 9,133,000 |
| Interest-bearing deposits | 6,765,000 | 6,689,000 | 6,473,000 | 6,987,000 |
| Noninterest-bearing deposits | 2,448,000 | 2,421,000 | 2,426,000 | 2,146,000 |
| Equity capital | 1,054,000 | 1,095,000 | 1,120,000 | 1,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 127,000 | 259,000 | 394,000 | 536,000 |
| Interest expense | 29,000 | 59,000 | 93,000 | 129,000 |
| Net interest income | 98,000 | 200,000 | 301,000 | 407,000 |
| Noninterest income | 19,000 | 39,000 | 63,000 | 85,000 |
| Noninterest expense | 86,000 | 174,000 | 263,000 | 366,000 |
| Provision for loan losses | 0 | 0 | 0 | -15,000 |
| Pretax income | 31,000 | 65,000 | 101,000 | 141,000 |
| Income tax | 24,000 | 30,000 | 36,000 | 42,000 |
| Net income | 7,000 | 35,000 | 65,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,077,000 | 1,105,000 | 1,139,000 | 1,172,000 |
| Total capital | 1,137,000 | 1,165,000 | 1,200,000 | 1,234,000 |
| Risk-weighted assets | 4,735,000 | 4,734,000 | 4,835,000 | 4,974,000 |