Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 10,119,000 | 9,777,000 | 9,613,000 | 9,713,000 |
| Total loans | 3,789,000 | 3,899,000 | 3,753,000 | 3,740,000 |
| Allowance for loan losses | 148,000 | 139,000 | 135,000 | 128,000 |
| Securities available for sale | 954,000 | 1,627,000 | 1,342,000 | 1,036,000 |
| Securities held to maturity | 657,000 | 755,000 | 700,000 | 600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,991,000 | 8,448,000 | 8,417,000 | 8,515,000 |
| Interest-bearing deposits | 6,584,000 | 6,315,000 | 6,238,000 | 6,398,000 |
| Noninterest-bearing deposits | 2,407,000 | 2,133,000 | 2,179,000 | 2,117,000 |
| Equity capital | 1,098,000 | 1,102,000 | 1,161,000 | 1,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 132,000 | 258,000 | 389,000 | 520,000 |
| Interest expense | 25,000 | 49,000 | 76,000 | 103,000 |
| Net interest income | 107,000 | 209,000 | 313,000 | 417,000 |
| Noninterest income | 21,000 | 40,000 | 70,000 | 89,000 |
| Noninterest expense | 85,000 | 170,000 | 257,000 | 373,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 79,000 | 126,000 | 133,000 |
| Income tax | -12,000 | -7,000 | -2,000 | 2,000 |
| Net income | 55,000 | 86,000 | 128,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,087,000 | 1,115,000 | 1,158,000 | 1,160,000 |
| Total capital | 1,148,000 | 1,175,000 | 1,217,000 | 1,218,000 |
| Risk-weighted assets | 4,787,000 | 4,750,000 | 4,621,000 | 4,588,000 |