Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 9,613,000 | 9,355,000 | 9,646,000 | 9,851,000 |
| Total loans | 3,636,000 | 3,915,000 | 3,693,000 | 3,794,000 |
| Allowance for loan losses | 195,000 | 192,000 | 197,000 | 139,000 |
| Securities available for sale | 217,000 | 614,000 | 407,000 | 804,000 |
| Securities held to maturity | 758,000 | 757,000 | 856,000 | 853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,348,000 | 8,052,000 | 8,386,000 | 8,570,000 |
| Interest-bearing deposits | 6,425,000 | 5,908,000 | 6,021,000 | 6,204,000 |
| Noninterest-bearing deposits | 1,923,000 | 2,144,000 | 2,365,000 | 2,366,000 |
| Equity capital | 1,228,000 | 1,272,000 | 1,229,000 | 1,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 270,000 | 404,000 | 534,000 |
| Interest expense | 41,000 | 75,000 | 106,000 | 133,000 |
| Net interest income | 95,000 | 195,000 | 298,000 | 401,000 |
| Noninterest income | 22,000 | 52,000 | 70,000 | 88,000 |
| Noninterest expense | 81,000 | 168,000 | 280,000 | 395,000 |
| Provision for loan losses | 0 | 0 | 0 | -20,000 |
| Pretax income | 36,000 | 79,000 | 88,000 | 114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 79,000 | 88,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,225,000 | 1,267,000 | 1,226,000 | 1,252,000 |
| Total capital | 1,282,000 | 1,326,000 | 1,285,000 | 1,312,000 |
| Risk-weighted assets | 4,438,000 | 4,597,000 | 4,599,000 | 4,734,000 |