Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,183,000 | 10,534,000 | 10,718,000 | 10,596,000 |
| Total loans | 2,863,000 | 2,938,000 | 3,745,000 | 4,880,000 |
| Allowance for loan losses | 241,000 | 245,000 | 242,000 | 195,000 |
| Securities available for sale | 1,274,000 | 333,000 | 129,000 | 124,000 |
| Securities held to maturity | 412,000 | 911,000 | 1,060,000 | 1,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,039,000 | 9,381,000 | 9,553,000 | 9,367,000 |
| Interest-bearing deposits | 8,315,000 | 7,505,000 | 7,322,000 | 7,106,000 |
| Noninterest-bearing deposits | 1,724,000 | 1,876,000 | 2,231,000 | 2,261,000 |
| Equity capital | 1,087,000 | 1,108,000 | 1,121,000 | 1,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 330,000 | 481,000 | 640,000 |
| Interest expense | 99,000 | 180,000 | 248,000 | 307,000 |
| Net interest income | 74,000 | 150,000 | 233,000 | 333,000 |
| Noninterest income | 26,000 | 50,000 | 73,000 | 95,000 |
| Noninterest expense | 172,000 | 259,000 | 351,000 | 436,000 |
| Provision for loan losses | 55,000 | 55,000 | 55,000 | 20,000 |
| Pretax income | -127,000 | -114,000 | -100,000 | -28,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -127,000 | -114,000 | -100,000 | -28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,085,000 | 1,102,000 | 1,116,000 | 1,188,000 |
| Total capital | 1,140,000 | 1,155,000 | 1,173,000 | 1,254,000 |
| Risk-weighted assets | 4,179,000 | 4,036,000 | 4,408,000 | 5,156,000 |