Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,668,000 | 13,421,000 | 13,993,000 | 12,909,000 |
| Total loans | 4,140,000 | 4,168,000 | 3,898,000 | 3,222,000 |
| Allowance for loan losses | 146,000 | 161,000 | 303,000 | 249,000 |
| Securities available for sale | 1,891,000 | 1,885,000 | 2,105,000 | 1,641,000 |
| Securities held to maturity | 261,000 | 160,000 | 60,000 | 413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,859,000 | 12,639,000 | 13,385,000 | 12,419,000 |
| Interest-bearing deposits | 10,535,000 | 10,800,000 | 11,444,000 | 10,401,000 |
| Noninterest-bearing deposits | 2,324,000 | 1,839,000 | 1,941,000 | 2,018,000 |
| Equity capital | 750,000 | 730,000 | 553,000 | 430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 436,000 | 653,000 | 849,000 |
| Interest expense | 132,000 | 273,000 | 414,000 | 542,000 |
| Net interest income | 85,000 | 163,000 | 239,000 | 307,000 |
| Noninterest income | 23,000 | 47,000 | 67,000 | 69,000 |
| Noninterest expense | 80,000 | 163,000 | 241,000 | 384,000 |
| Provision for loan losses | 0 | 35,000 | 241,000 | 366,000 |
| Pretax income | 28,000 | 12,000 | -176,000 | -374,000 |
| Income tax | 0 | 0 | 14,000 | -77,000 |
| Net income | 28,000 | 12,000 | -190,000 | -297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 744,000 | 728,000 | 532,000 | 419,000 |
| Total capital | 814,000 | 794,000 | 598,000 | 475,000 |
| Risk-weighted assets | 5,550,000 | 5,169,000 | 5,057,000 | 4,250,000 |