Call reports 2025
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2025
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,303,716,000 | 1,288,238,000 | 1,327,971,000 | 1,396,548,000 |
| Total loans | 720,251,000 | 743,220,000 | 749,751,000 | 771,558,000 |
| Allowance for loan losses | 9,605,000 | 9,630,000 | 9,670,000 | 9,719,000 |
| Securities available for sale | 421,518,000 | 407,380,000 | 437,102,000 | 471,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,184,737,000 | 1,170,468,000 | 1,190,243,000 | 1,256,203,000 |
| Interest-bearing deposits | 1,078,429,000 | 1,072,788,000 | 1,081,167,000 | 1,140,308,000 |
| Noninterest-bearing deposits | 106,308,000 | 97,680,000 | 109,076,000 | 115,895,000 |
| Equity capital | 92,330,000 | 91,089,000 | 103,019,000 | 109,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,362,000 | 30,018,000 | 46,381,000 | 63,222,000 |
| Interest expense | 5,336,000 | 10,871,000 | 16,630,000 | 22,321,000 |
| Net interest income | 9,026,000 | 19,147,000 | 29,751,000 | 40,901,000 |
| Noninterest income | 1,671,000 | 3,544,000 | 5,427,000 | 8,554,000 |
| Noninterest expense | 6,354,000 | 12,999,000 | 19,572,000 | 27,006,000 |
| Provision for loan losses | 0 | 27,000 | 66,000 | 143,000 |
| Pretax income | 4,366,000 | 9,688,000 | 15,563,000 | 22,329,000 |
| Income tax | 22,000 | 22,000 | 22,000 | 22,000 |
| Net income | 4,344,000 | 9,666,000 | 15,541,000 | 22,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,202,000 | 112,231,000 | 115,896,000 | 117,562,000 |
| Total capital | 120,807,000 | 121,861,000 | 125,566,000 | 127,281,000 |
| Risk-weighted assets | 816,294,000 | 842,686,000 | 849,375,000 | 872,794,000 |