Call reports 2024
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2024
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,265,359,000 | 1,232,691,000 | 1,229,093,000 | 1,273,533,000 |
| Total loans | 664,355,000 | 692,896,000 | 704,411,000 | 699,851,000 |
| Allowance for loan losses | 9,528,000 | 9,538,000 | 9,539,000 | 9,600,000 |
| Securities available for sale | 466,622,000 | 430,651,000 | 417,438,000 | 434,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,155,285,000 | 1,122,953,000 | 1,109,979,000 | 1,164,168,000 |
| Interest-bearing deposits | 1,042,729,000 | 1,008,354,000 | 992,837,000 | 1,043,259,000 |
| Noninterest-bearing deposits | 112,556,000 | 114,599,000 | 117,142,000 | 120,909,000 |
| Equity capital | 85,007,000 | 84,395,000 | 93,271,000 | 86,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,631,000 | 27,955,000 | 42,317,000 | 56,876,000 |
| Interest expense | 5,425,000 | 10,812,000 | 16,273,000 | 21,631,000 |
| Net interest income | 8,206,000 | 17,143,000 | 26,044,000 | 35,245,000 |
| Noninterest income | 1,375,000 | 3,187,000 | 4,908,000 | 7,905,000 |
| Noninterest expense | 5,892,000 | 12,328,000 | 18,466,000 | 25,265,000 |
| Provision for loan losses | 0 | 3,000 | 6,000 | 55,000 |
| Pretax income | 3,687,000 | 7,998,000 | 12,478,000 | 17,828,000 |
| Income tax | 18,000 | 18,000 | 18,000 | 18,000 |
| Net income | 3,669,000 | 7,980,000 | 12,460,000 | 17,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,143,000 | 103,853,000 | 107,033,000 | 106,858,000 |
| Total capital | 111,671,000 | 113,391,000 | 116,572,000 | 116,458,000 |
| Risk-weighted assets | 770,504,000 | 790,853,000 | 801,734,000 | 794,778,000 |