Call reports 2023
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2023
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,222,236,000 | 1,195,315,000 | 1,212,387,000 | 1,275,032,000 |
| Total loans | 619,973,000 | 649,020,000 | 651,955,000 | 645,841,000 |
| Allowance for loan losses | 9,459,000 | 9,515,000 | 9,519,000 | 9,521,000 |
| Securities available for sale | 508,308,000 | 463,545,000 | 447,129,000 | 485,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,135,520,000 | 1,105,366,000 | 1,125,803,000 | 1,169,201,000 |
| Interest-bearing deposits | 1,020,755,000 | 992,123,000 | 1,005,762,000 | 1,042,408,000 |
| Noninterest-bearing deposits | 114,765,000 | 113,243,000 | 120,041,000 | 126,793,000 |
| Equity capital | 68,585,000 | 66,865,000 | 61,185,000 | 82,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,243,000 | 23,171,000 | 35,790,000 | 49,271,000 |
| Interest expense | 2,751,000 | 6,334,000 | 10,877,000 | 16,143,000 |
| Net interest income | 8,492,000 | 16,837,000 | 24,913,000 | 33,128,000 |
| Noninterest income | 1,170,000 | 2,698,000 | 5,093,000 | 7,786,000 |
| Noninterest expense | 5,677,000 | 11,834,000 | 17,786,000 | 23,947,000 |
| Provision for loan losses | 1,000 | 2,000 | 4,000 | 5,000 |
| Pretax income | 3,350,000 | 6,286,000 | 10,481,000 | 15,228,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 3,342,000 | 6,278,000 | 10,473,000 | 15,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,171,000 | 92,507,000 | 95,427,000 | 98,474,000 |
| Total capital | 101,365,000 | 102,022,000 | 104,945,000 | 107,804,000 |
| Risk-weighted assets | 735,231,000 | 762,109,000 | 764,454,000 | 753,875,000 |