Call reports 2022
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION — 2022
What DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,169,616,000 | 1,167,368,000 | 1,216,734,000 | 1,240,396,000 |
| Total loans | 573,637,000 | 601,433,000 | 618,756,000 | 613,633,000 |
| Allowance for loan losses | 9,026,000 | 9,294,000 | 9,442,000 | 9,446,000 |
| Securities available for sale | 481,192,000 | 494,574,000 | 502,301,000 | 523,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,089,121,000 | 1,098,685,000 | 1,152,207,000 | 1,166,266,000 |
| Interest-bearing deposits | 963,929,000 | 977,396,000 | 1,018,808,000 | 1,024,901,000 |
| Noninterest-bearing deposits | 125,192,000 | 121,289,000 | 133,399,000 | 141,365,000 |
| Equity capital | 65,228,000 | 52,258,000 | 49,132,000 | 58,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,677,000 | 16,603,000 | 26,431,000 | 37,387,000 |
| Interest expense | 702,000 | 1,514,000 | 2,598,000 | 4,650,000 |
| Net interest income | 6,975,000 | 15,089,000 | 23,833,000 | 32,737,000 |
| Noninterest income | 1,477,000 | 3,107,000 | 4,520,000 | 7,154,000 |
| Noninterest expense | 5,602,000 | 11,479,000 | 17,110,000 | 23,160,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 2,835,000 | 6,666,000 | 11,058,000 | 15,759,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 2,831,000 | 6,662,000 | 11,054,000 | 15,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,831,000 | 83,897,000 | 90,589,000 | 88,830,000 |
| Total capital | 89,284,000 | 92,734,000 | 99,836,000 | 97,966,000 |
| Risk-weighted assets | 675,690,000 | 706,510,000 | 739,616,000 | 730,622,000 |